our solutions

PSD2
Service Suite

Overview

Rely on InfoCert PSD2 solution suite to be complaint with the new e-payment regulation

Opening banking services to Third-Party Providers (TPPs), at the heart of the Second Payment Services Directive (PSD2), significantly changes traditional business models in the Financial Sector. PSD2 aims to inspire innovation and make banking transactions in the EU easier, more cost effective and more secure.

However, this new banking paradigm also puts customers’ banking information in the hands of more parties, including new FinTech start-ups. It also gives open APIs access to banking data, offering new opportunities for attackers to attack APIs, FinTech companies and users.

eIDAS Certificates: The trusted enabler for PSD2

Operating under the e-IDAS Regulation as a Qualified Trust Service Provider (QTSP), we can create significant value for all actors engaged in the Open Banking Ecosystem.

The European Banking Authority Regulatory Technical Standards created the perfect bridge between the eIDAS Regulation and the PSD2 Directive, establishing that TPP identification must rely on a qualified certificate as defined in EU Regulation 910/2014 (eIDAS).

These qualified certificates are:

QUALIFIED WEBSITE AUTHENTICATION CERTIFICATE (QWAC)
https qwac

A QWAC can open a secure channel between the Bank and the TPP, allowing the TPP to identify itself to the Bank and create a trusted channel.

Identity Validation Secure Transactions

QUALIFIED ELECTRONIC SEAL CERTIFICATE (QSEALC)
qsealc

A QSEAL certificate guarantees the authenticity and integrity of transmitted data, providing legal proof of the transaction that can be used as evidence.

Data Authenticity Integrity of Legal Evidence

The use of both certificates is strongly recommended in order to create a fully trusted PSD2 transaction (every TPP is required by regulations to use at least one).

InfoCert’s PSD2 Service Suite

As the largest QTSP in Europe, we have worked actively with European standardization bodies and with many Open Banking alliances to guarantee the trust and the interoperability of this new kind of certificate.

Today, we are pleased to offer the market a fully operational PSD2 Service Suite that provides both Test and Production Qualified Certificates in just a few days.

qwac-prod

Testing and production of
PSD2 QWAC

e-seals-services

e-Seal
services

prod-qsealc-2

PSD2 QSEALC
testing & production

Contact us
Contact us
Use Cases

Rely on our PSD2 Qualified Digital Certificates to:

  • IDENTIFY

    Identify banks and PSPs to verify which services they are licensed to provide.

  • ENCRYPT

    Encrypt communications and data exchanged during financial transactions.

  • SEAL

    Provide tamper-proof seals on data or transactions.

Contact us
Contact us
Benefits

Here are just some of the benefits of applying InfoCert PSD2 Qualified Certificates in your company

COMPLIANCE

Ensure compliance with the latest legislative regulation contexts across the EU

FRAUD PREVENTION

Make payments more secure and protect consumers from fraud

SECURITY

Provide customers and stakeholders with the highest level of security measures

CONFIGURATION

Ensure your infrastructure and processes are properly configured

Contact us
Contact us
Business cases

Learn more about the huge potential impact of InfoCert’s solutions

Industries

Our digital trust solutions meet the needs of companies in every market

Financial Services
Evolution of Financial Services
We provide innovative solutions to Banks and other Financial Services, supporting the transition to a Smart Digital Banking model.
Insurance
Insurance
We help Insurance Companies protect margins and profitability by leveraging Digital Trust.
Utilities
Utilities
With our Digital Trust Solutions, we help Utilities transform to stay ahead of the curve
Automotive
Automotive
We help automotive companies create new business models where digital meets physical.
Telcos
Telcos
We support Telcos in their digital challenge to acquire and retain customers.
Pharma
Pharma
We help Pharma to redesign processes ensuring reliability and compliance
Customer Success Stories

See how our solutions have helped our customers successfully digitize their business processes

Request Information

Complete the form and send us your request, and we will contact you as soon as possible!

Contact us

  • United States+1
  • United Kingdom+44
  • Afghanistan (افغانستان‎)+93
  • Albania (Shqipëri)+355
  • Algeria (الجزائر‎)+213
  • American Samoa+1684
  • Andorra+376
  • Angola+244
  • Anguilla+1264
  • Antigua and Barbuda+1268
  • Argentina+54
  • Armenia (Հայաստան)+374
  • Aruba+297
  • Australia+61
  • Austria (Österreich)+43
  • Azerbaijan (Azərbaycan)+994
  • Bahamas+1242
  • Bahrain (البحرين‎)+973
  • Bangladesh (বাংলাদেশ)+880
  • Barbados+1246
  • Belarus (Беларусь)+375
  • Belgium (België)+32
  • Belize+501
  • Benin (Bénin)+229
  • Bermuda+1441
  • Bhutan (འབྲུག)+975
  • Bolivia+591
  • Bosnia and Herzegovina (Босна и Херцеговина)+387
  • Botswana+267
  • Brazil (Brasil)+55
  • British Indian Ocean Territory+246
  • British Virgin Islands+1284
  • Brunei+673
  • Bulgaria (България)+359
  • Burkina Faso+226
  • Burundi (Uburundi)+257
  • Cambodia (កម្ពុជា)+855
  • Cameroon (Cameroun)+237
  • Canada+1
  • Cape Verde (Kabu Verdi)+238
  • Caribbean Netherlands+599
  • Cayman Islands+1345
  • Central African Republic (République centrafricaine)+236
  • Chad (Tchad)+235
  • Chile+56
  • China (中国)+86
  • Christmas Island+61
  • Cocos (Keeling) Islands+61
  • Colombia+57
  • Comoros (جزر القمر‎)+269
  • Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)+243
  • Congo (Republic) (Congo-Brazzaville)+242
  • Cook Islands+682
  • Costa Rica+506
  • Côte d’Ivoire+225
  • Croatia (Hrvatska)+385
  • Cuba+53
  • Curaçao+599
  • Cyprus (Κύπρος)+357
  • Czech Republic (Česká republika)+420
  • Denmark (Danmark)+45
  • Djibouti+253
  • Dominica+1767
  • Dominican Republic (República Dominicana)+1
  • Ecuador+593
  • Egypt (مصر‎)+20
  • El Salvador+503
  • Equatorial Guinea (Guinea Ecuatorial)+240
  • Eritrea+291
  • Estonia (Eesti)+372
  • Ethiopia+251
  • Falkland Islands (Islas Malvinas)+500
  • Faroe Islands (Føroyar)+298
  • Fiji+679
  • Finland (Suomi)+358
  • France+33
  • French Guiana (Guyane française)+594
  • French Polynesia (Polynésie française)+689
  • Gabon+241
  • Gambia+220
  • Georgia (საქართველო)+995
  • Germany (Deutschland)+49
  • Ghana (Gaana)+233
  • Gibraltar+350
  • Greece (Ελλάδα)+30
  • Greenland (Kalaallit Nunaat)+299
  • Grenada+1473
  • Guadeloupe+590
  • Guam+1671
  • Guatemala+502
  • Guernsey+44
  • Guinea (Guinée)+224
  • Guinea-Bissau (Guiné Bissau)+245
  • Guyana+592
  • Haiti+509
  • Honduras+504
  • Hong Kong (香港)+852
  • Hungary (Magyarország)+36
  • Iceland (Ísland)+354
  • India (भारत)+91
  • Indonesia+62
  • Iran (ایران‎)+98
  • Iraq (العراق‎)+964
  • Ireland+353
  • Isle of Man+44
  • Israel (ישראל‎)+972
  • Italy (Italia)+39
  • Jamaica+1876
  • Japan (日本)+81
  • Jersey+44
  • Jordan (الأردن‎)+962
  • Kazakhstan (Казахстан)+7
  • Kenya+254
  • Kiribati+686
  • Kosovo+383
  • Kuwait (الكويت‎)+965
  • Kyrgyzstan (Кыргызстан)+996
  • Laos (ລາວ)+856
  • Latvia (Latvija)+371
  • Lebanon (لبنان‎)+961
  • Lesotho+266
  • Liberia+231
  • Libya (ليبيا‎)+218
  • Liechtenstein+423
  • Lithuania (Lietuva)+370
  • Luxembourg+352
  • Macau (澳門)+853
  • Macedonia (FYROM) (Македонија)+389
  • Madagascar (Madagasikara)+261
  • Malawi+265
  • Malaysia+60
  • Maldives+960
  • Mali+223
  • Malta+356
  • Marshall Islands+692
  • Martinique+596
  • Mauritania (موريتانيا‎)+222
  • Mauritius (Moris)+230
  • Mayotte+262
  • Mexico (México)+52
  • Micronesia+691
  • Moldova (Republica Moldova)+373
  • Monaco+377
  • Mongolia (Монгол)+976
  • Montenegro (Crna Gora)+382
  • Montserrat+1664
  • Morocco (المغرب‎)+212
  • Mozambique (Moçambique)+258
  • Myanmar (Burma) (မြန်မာ)+95
  • Namibia (Namibië)+264
  • Nauru+674
  • Nepal (नेपाल)+977
  • Netherlands (Nederland)+31
  • New Caledonia (Nouvelle-Calédonie)+687
  • New Zealand+64
  • Nicaragua+505
  • Niger (Nijar)+227
  • Nigeria+234
  • Niue+683
  • Norfolk Island+672
  • North Korea (조선 민주주의 인민 공화국)+850
  • Northern Mariana Islands+1670
  • Norway (Norge)+47
  • Oman (عُمان‎)+968
  • Pakistan (پاکستان‎)+92
  • Palau+680
  • Palestine (فلسطين‎)+970
  • Panama (Panamá)+507
  • Papua New Guinea+675
  • Paraguay+595
  • Peru (Perú)+51
  • Philippines+63
  • Poland (Polska)+48
  • Portugal+351
  • Puerto Rico+1
  • Qatar (قطر‎)+974
  • Réunion (La Réunion)+262
  • Romania (România)+40
  • Russia (Россия)+7
  • Rwanda+250
  • Saint Barthélemy (Saint-Barthélemy)+590
  • Saint Helena+290
  • Saint Kitts and Nevis+1869
  • Saint Lucia+1758
  • Saint Martin (Saint-Martin (partie française))+590
  • Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)+508
  • Saint Vincent and the Grenadines+1784
  • Samoa+685
  • San Marino+378
  • São Tomé and Príncipe (São Tomé e Príncipe)+239
  • Saudi Arabia (المملكة العربية السعودية‎)+966
  • Senegal (Sénégal)+221
  • Serbia (Србија)+381
  • Seychelles+248
  • Sierra Leone+232
  • Singapore+65
  • Sint Maarten+1721
  • Slovakia (Slovensko)+421
  • Slovenia (Slovenija)+386
  • Solomon Islands+677
  • Somalia (Soomaaliya)+252
  • South Africa+27
  • South Korea (대한민국)+82
  • South Sudan (جنوب السودان‎)+211
  • Spain (España)+34
  • Sri Lanka (ශ්‍රී ලංකාව)+94
  • Sudan (السودان‎)+249
  • Suriname+597
  • Svalbard and Jan Mayen+47
  • Swaziland+268
  • Sweden (Sverige)+46
  • Switzerland (Schweiz)+41
  • Syria (سوريا‎)+963
  • Taiwan (台灣)+886
  • Tajikistan+992
  • Tanzania+255
  • Thailand (ไทย)+66
  • Timor-Leste+670
  • Togo+228
  • Tokelau+690
  • Tonga+676
  • Trinidad and Tobago+1868
  • Tunisia (تونس‎)+216
  • Turkey (Türkiye)+90
  • Turkmenistan+993
  • Turks and Caicos Islands+1649
  • Tuvalu+688
  • U.S. Virgin Islands+1340
  • Uganda+256
  • Ukraine (Україна)+380
  • United Arab Emirates (الإمارات العربية المتحدة‎)+971
  • United Kingdom+44
  • United States+1
  • Uruguay+598
  • Uzbekistan (Oʻzbekiston)+998
  • Vanuatu+678
  • Vatican City (Città del Vaticano)+39
  • Venezuela+58
  • Vietnam (Việt Nam)+84
  • Wallis and Futuna+681
  • Western Sahara (الصحراء الغربية‎)+212
  • Yemen (اليمن‎)+967
  • Zambia+260
  • Zimbabwe+263
  • Åland Islands+358

You declare that you have read and understood the "Privacy Policy". You have also been informed that your personal data must be processed for the provision of the service. By checking the boxes below, you freely grant your consent and, consequently, authorize:

  1. the processing of your personal data for marketing purposes/direct sale of InfoCert products or services, either by remote automatic means (e.g. e-mail, fax, SMS), or by traditional means of contact (telephone, paper mail)
  2. the processing of your personal data for the purposes of marketing/the direct sale of products or services of third parties/entities as autonomous data controllers, by either remote automatic means (e.g. e-mail, fax, text message), or traditional means of contact (telephone, post)
Click to confirm:
News & Events

Latest InfoCert News