PSD2 Suite - InfoCert

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PSD2 Service Suite

Overview

Rely on InfoCert PSD2 solution suite to be complaint with the new e-payment regulation

Opening banking services to Third-Party Providers (TPPs), at the heart of the Second Payment Services Directive (PSD2), significantly changes traditional business models in the Financial Sector. PSD2 aims to inspire innovation and make banking transactions in the EU easier, more cost effective and more secure.

However, this new banking paradigm also puts customers’ banking information in the hands of more parties, including new FinTech start-ups. It also gives open APIs access to banking data, offering new opportunities for attackers to attack APIs, FinTech companies and users.

eIDAS Certificates: The trusted enabler for PSD2

Operating under the e-IDAS Regulation as a Qualified Trust Service Provider (QTSP), we can create significant value for all actors engaged in the Open Banking Ecosystem.

The European Banking Authority Regulatory Technical Standards created the perfect bridge between the eIDAS Regulation and the PSD2 Directive, establishing that TPP identification must rely on a qualified certificate as defined in EU Regulation 910/2014 (eIDAS).

These qualified certificates are:

QUALIFIED WEBSITE AUTHENTICATION
CERTIFICATE (QWAC)

A QWAC can open a secure channel between the Bank and the TPP, allowing the TPP to identify itself to the Bank and create a trusted channel.

Identity Validation Secure Transactions

QUALIFIED ELECTRONIC SEAL
CERTIFICATE (QSEALC)

A QSEAL certificate guarantees the authenticity and integrity of transmitted data, providing legal proof of the transaction that can be used as evidence.

Data Authenticity Integrity of Legal Evidence

The use of both certificates is strongly recommended in order to create a fully trusted PSD2 transaction (every TPP is required by regulations to use at least one).

InfoCert’s PSD2 Service Suite

As the largest QTSP in Europe, we have worked actively with European standardization bodies and with many Open Banking alliances to guarantee the trust and the interoperability of this new kind of certificate.

Today, we are pleased to offer the market a fully operational PSD2 Service Suite that provides both Test and Production Qualified Certificates in just a few days.

Testing and production of
PSD2 QWAC

e-Seal
services

PSD2 QSEALC
testing & production

Use Cases

Rely on our PSD2 Qualified Digital Certificates to:

IDENTIFY
Identify banks and PSPs to verify which services they are licensed to provide.
ENCRYPT
Encrypt communications and data exchanged during financial transactions.
SEAL
Provide tamper-proof seals on data or transactions.

Benefits

Here are just some of the benefits of applying InfoCert PSD2 Qualified Certificates in your company

COMPLIANCE

Ensure compliance with the latest legislative regulation contexts across the EU

FRAUD PREVENTION

Make payments more secure and protect consumers from fraud

SECURITY

Provide customers and stakeholders with the highest level of security measures

CONFIGURATION

Ensure your infrastructure and processes are properly configured

Business cases

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Business cases

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Industries

Our digital trust solutions meet the needs of companies in every market

Evolution of Financial Services

We provide innovative solutions to Banks and other Financial Services, supporting the transition to a Smart Digital Banking model.

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Insurance

We help Insurance Companies protect margins and profitability by leveraging Digital Trust

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Utilities

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Automotive

We help automotive companies create new business models where digital meets physical.

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Telcos

We support Telcos in their digital challenge to acquire and retain customers.

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Pharma

We help Pharma to redesign processes ensuring reliability and compliance.

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Customer Success Stories

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Fill out the form, learn more about our offer, and
get for free the E-book “10 Things you Need to Know About the PSD2”.

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